It’s important to contact your insurance provider before and after renovating. You may have to  modify your policy before renovating for several reasons. For instance, you may require a vacancy permit, construction insurance and theft or vandalism coverage. Similarly, modifying your policy after renovating is essential.  Certain renovations can significantly change the value and risk of your home. Consequently, after you’ve upgraded your home, don’t forget to upgrade your home insurance policy too. If you don’t, you may be denied future claims. Reasons to Contact Your Insurance Provider Before and After Renovating Vacancy Permit Certain projects may require you to vacate your home during the renovation. For example, the plumbing and electricity are turned off or the kitchen and bathrooms are all under construction. Vacating your home for 30 days or more could be in violation of your policy. You may need to get a vacancy permit. So, it’s prudent…