Energy-efficient housing made more affordable with Mortgage Loan Insurance. CMHC Green Home offers a partial refund on the cost of mortgage loan insurance. Buy, build or renovate for energy efficiency and you may be eligible for a refund of up to 25% of your premium.

Check if You’re Eligible:

Buying or Building a Home

Homes built under eligible building standards

Homes built under eligible building standards

Homes not built under eligible building standards

If your home isn’t built to eligible building standards, have it assessed by a Natural Resources Canada (NRCan) qualified energy advisor.

Your advisor will measure your home’s efficiency using one of two EnerGuide scales: the 0-100 scale or the gigajoules (GJ) per year scale.

EnerGuide 0-100 Rating

EnerGuide GJ/Year Rating

Buying a Condo

If your building meets the LEED Canada New Construction standard (Certified, Silver, Gold or Platinum), you automatically qualify for a 15% refund.

If your building is designed to be 20% more energy-efficient than compliance with the energy provisions of the applicable building code, you may be eligible for a 15% refund.

If your building is designed to be 40% more energy-efficient than compliance with the energy provisions of the applicable building code, you may be eligible for a 25% refund.

Renovating a Home

If you purchase an existing home and make energy-efficient improvements you may be eligible for a CMHC Green Home premium refund.

Before and after you make the improvements, have your home assessed by a Natural Resources Canada (NRCan) qualified energy advisor.

Your advisor will measure your home’s efficiency using one of two EnerGuide scales: the 0-100 scale or the gigajoules (GJ) per year scale.

Energy-Efficient Housing Made More Affordable

Download the Green Home application form to apply. Your application must be submitted within 24 months of the closing date of your mortgage

Canada Mortgage and Housing Corporation (CMHC) exists for a single reason: to make housing affordable for everyone in Canada. We know that housing helps people stay employed, do better in school and participate more fully in society. Housing affordability and a stable housing finance system support a stronger, safer Canada where everyone can live with dignity.

Connect with Bonded by eRenovate™ Pros by using the eRenovate Post My Project tool. Enjoy Peace of Mind with the eRenovate Guarantee which offers $25,000 Deposit Payment protection and 88 Day Workmanship Guarantee.

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Canada Mortgage and Housing Corporation

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