Toronto contractors and homeowners can benefit from the low-interest financing tool offered by the City for home energy improvements.

The City of Toronto’s Home Energy Loan Program (HELP) makes it easier for Toronto homeowners to undertake a variety of home improvements.

Through HELP, homeowners can get a low-interest loan of up $75,000 to cover the costs of these improvements:

  • HVAC
  • High-efficiency water heaters
  • Windows/doors
  • Insulation
  • Rooftop solar panels
  • Solar domestic hot water system
  • Drain-water heat recovery system
  • Air sealing
  • Toilets

How can HELP benefit you, a Toronto area contractor?

Well, it all begins with the homeowner. With a low-interest loan from the City of Toronto, it’s easier for homeowners to take on high-cost renovations and pay for them over time as they save on their energy bills. And by making it easier for residents to improve their home, HELP can benefit you as well.

The more homeowners know about HELP, the easier it will be for you to seal the deal. Plus, there is no paperwork involved for contractors!

So, you can help your clients make the decision to proceed with their home improvements by spreading the word – by letting homeowners know about HELP and the low-interest loans available to them.

What’s in it for homeowners?

In addition to offering homeowners low-interest rates (starting at 2%), and repayment terms of up to 15 years, homeowners can repay the loan at any time without penalty. And the results are impressive. On average, HELP participants use 30% less energy, save $560 per year on energy bills and get up to $2,250 in utility incentives.

What’s more, City staff will guide homeowners through the steps to ensure a smooth and seamless experience. They’ll help homeowners access the incentives and rebates available from utility companies and connect them with a Registered Energy Advisor who will advise them on which upgrades are right for their home.

For more information about HELP, and to request materials that can help you spread the word, contact us at 416-392-1826 or visit

Connect with Verified by eRenovate™ Contractors by using the eRenovate Post My Project tool or the eRenovate App.

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