The App for Canada’s Best Renovators and Trades
eRenovate Financing | Connecting Canadian homeowners with verified contractors

Fast, convenient financing solutions for your projects

Innovative technology meets customized financing
solutions to help close more deals.

Discover new financial possibilities

Increase Sales
Simplified Process
Quick Funding

The Home Trust Advantage

Leading-industry technology and online services

  • Apply for financing from any device
  • Get credit decision at point of sale
  • Manage application status with one click

Offer financing program at the job site with our device-friendly app and web-based manager.


Our commitment to service and trust for you and your customers

  • Financing programs crafted for any customers story
  • No hidden feas
  • A dedicated team to help you at every step

Ourteam works with you to ensure you get everything you need to help you close the sale and get paid


All the tools you need

Online services

Manage applications anytime and anywhere using our web-based loan manager, or our mobile-friendly app.

  • Easy-to-complete online application
  • Instant automated approvals - 24/7
  • Up to the minute status updates

Service and Support

Get the answers you need, when you need them. We might be online, but we’re only a phone call away.

  • Fully open loans with competitive rates
  • Funding within 48 hours of job completion
  • Personalized set up, full training and ongoing support.

Discover new financial possibilities

Online application submission
E-sign application
Driver License scanning
Loan manager

Financing means growth

Competition is fierce. We offer you better tools to help close more leads. Increase your sales with our financing programs crafted to help you and your customers.

Financing solutions at your fingertips

Increase Sales Offering a financing program makes your quote more attractive, and makes you more competitive.
Increase closing ratios Offering flexible financing solutions to fit a variety of customers means closing more deals.
Industry leading Our partner understands loans. It’s all they do, and why they offer industry-leading approval ratios.
Help you Upsell Increase average project size by offering attractive financing and get set for sales volume growth.
Stay competitive Stay up-to-date with our leading financing solutions, and we'll help you do just that.

How to get started

Sign Up

Becoming an eRenovate contractor gives you the option of offering financing& Fast, easy and free. When you sign up for financing. you’re one step closer to offering highhly competitive quotes that will be sure to close the deal.

Provide quotes with financing

Offer flexible financing solutions, submit client's application and get instant approval at the point of sale. Yes, that fast!

Get Paid, fast!

Once your client is approved with one of our carefully crafted financing solutions, you're ready to the start the job. We will fund you within 48 hrs of completion. It's that simple, and that fast!


Canada’s leading alternative lender

A trusted partner of financing needs for over 25 years!

How it Works

A commitment to service and education

Our partners are an integral part of our business. That is why we pride ourselves on our commitment to them, not only by delivering solutions, but to help deliver success.

Industry-leading approval ratios

Listening. Understanding. Expertise. Our team recognizes the power in learning the full story - it’s how we are able to achieve the highest approval ratios in the market.

A history of stability and success

Home Trust Retail Credit Services is dedicated division of Home Trust that specializes in the home improvement market. We deal with over 1,000 businesses helping to get the job done and craft the best solution for their customers.

Forward-looking, agile technology

In an ever-evolving digital landscape, we are committed to leading the path with our wide range of online service. Feel confident that we will provide you with the tools you need to take your business on the go.



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